Track I
Capital Readiness
For owners preparing to approach a lender or investor.
Loan-Readiness Diagnostic. A 75-minute review with a written readiness scorecard and a prioritized list of what a lender needs fixed.
Loan-Ready Coaching Sprint. A business plan, 12-month projections, and a funding narrative, built with the owner.
Financial Projections Builder. A 12-month forecast with cash flow, break-even, and a repayment test.
Lender Package Review. An independent check of a finished package before it reaches the lender.
Track II
Done-for-You Financing Support
For owners with a financing need and no time to assemble it.
Loan Package Build. A complete lender-ready package: plan, projections, schedules, and narrative.
SBA and Bank Application Support. Package, lender liaison, and underwriting responses through to a credit decision.
Track III
Fractional CFO and Strategic Advisory
For a standing finance seat, from newly financed firms to $5M to $50M operators.
CFO Lite Monthly Advisory. Monthly results review, refreshed forecast, and covenant follow-through.
Fractional CFO Retainer. Monthly reporting, rolling forecasts, and finance-function oversight.
Strategic Advisory Projects. Exit readiness, pricing and unit economics, and bankability for debt or equity raises.
Track IV
Institutional and Sponsored Programs
For CDFIs, SBDCs, banks, chambers, business improvement districts, and foundations.
Institutional Cohorts. The loan-readiness curriculum delivered to an institution's participants as a group program.
Funder-Sponsored Programs. Programs funded by a bank, public agency, or foundation, including CRA-aligned initiatives.
